Universität zu Köln

Studies on health care expenditures and inclusive health insurance systems for low-income groups in India

Schmidt, Marta (2014) Studies on health care expenditures and inclusive health insurance systems for low-income groups in India. PhD thesis, Universität zu Köln.

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    Abstract

    The present thesis analyzes how ill-health affects developing communities in rural India and the way health insurance products can be developed and tailored to low-income individuals´ needs and limited financial possibilities. A community-based health insurance scheme implemented in three sites in two rural regions in northern India is used as case study for showing how bottom- up participatory methods can be applied in developing communities for the development of customized health insurance products, allowing even illiterate and inexperienced individuals to manifest their preferences for health insurance plans. This scheme is particularly developed around Self-Help Groups (SHGs), a well-established informal microcredit system involving women from developing communities. Next to community-based health insurance schemes, the role of commercial insurers in creating an inclusive insurance system for the low-income groups in India will be evaluated, given the growing relevance these actors are gaining within micro insurance activities.

    Item Type: Thesis (PhD thesis)
    Creators:
    CreatorsEmail
    Schmidt, Martamarta_quintussi@hotmail.com
    URN: urn:nbn:de:hbz:38-59594
    Subjects: Economics
    Uncontrolled Keywords:
    KeywordsLanguage
    health insuranceUNSPECIFIED
    rural IndiaUNSPECIFIED
    micro insuranceUNSPECIFIED
    inclusive insurance systemsUNSPECIFIED
    developing communitiesUNSPECIFIED
    Faculty: Wirtschafts- u. Sozialwissenschaftliche Fakultät
    Divisions: Wirtschafts- u. Sozialwissenschaftliche Fakultät > Seminar für Genossenschaftswesen
    Language: English
    Date: 2014
    Date Type: Publication
    Date of oral exam: 08 January 2015
    Full Text Status: Public
    Date Deposited: 18 Feb 2015 11:11:02
    Referee
    NameAcademic Title
    Rösner, Hans JürgenProf. Dr. Emeritus
    URI: http://kups.ub.uni-koeln.de/id/eprint/5959

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