Universität zu Köln

Uwamariya, Marthe and Loebbecke, Claudia (2020). Learning from the mobile payment role model: lessons from Kenya for neighboring Rwanda. Inform. Technol. Dev., 26 (1). S. 108 - 128. ABINGDON: ROUTLEDGE JOURNALS, TAYLOR & FRANCIS LTD. ISSN 1554-0170

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Abstract

Nationwide adoption of mobile payment (m-payment) has been a key driver for the socio-economic development in emerging markets. The Rwandan m-payment adoption lags behind the one in neighboring Kenya and its own ambition. This explorative study examines the factors that could enhance m-payment adoption in Rwanda. We extend the Technological, Organizational, and Environmental (TOE) framework (Tornatzky, L., & Fleischer, M. (1990). The process of technology innovation. Lexington, MA: Lexington Books) and apply it first to Kenya's success story of M-Pesa and then to Rwanda's main m-payment service. Based on our analysis, we determine several anchor points where Rwanda - to improve its economic situation and national welfare - could learn from M-Pesa. Further, we offer country-specific recommendations to enhance Rwanda's national welfare via m-payment adoption also among the formerly unbanked population.

Item Type:	Journal Article
Creators:	Creators Email ORCID ORCID Put Code Uwamariya, Marthe UNSPECIFIED UNSPECIFIED UNSPECIFIED Loebbecke, Claudia UNSPECIFIED UNSPECIFIED UNSPECIFIED
URN:	urn:nbn:de:hbz:38-349351
DOI:	10.1080/02681102.2018.1564725
Journal or Publication Title:	Inform. Technol. Dev.
Volume:	26
Number:	1
Page Range:	S. 108 - 128
Date:	2020
Publisher:	ROUTLEDGE JOURNALS, TAYLOR & FRANCIS LTD
Place of Publication:	ABINGDON
ISSN:	1554-0170
Language:	English
Faculty:	Unspecified
Divisions:	Unspecified
Subjects:	no entry
Uncontrolled Keywords:	Keywords Language USER ACCEPTANCE; ADOPTION; TECHNOLOGY; COMMERCE; USAGE; MONEY; ORGANIZATIONS; ASSIMILATION; INFORMATION; INNOVATION Multiple languages Development Studies; Information Science & Library Science Multiple languages
URI:	http://kups.ub.uni-koeln.de/id/eprint/34935