Schmidt, Marta (2014). Studies on health care expenditures and inclusive health insurance systems for low-income groups in India. PhD thesis, Universität zu Köln.

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The present thesis analyzes how ill-health affects developing communities in rural India and the way health insurance products can be developed and tailored to low-income individuals´ needs and limited financial possibilities. A community-based health insurance scheme implemented in three sites in two rural regions in northern India is used as case study for showing how bottom- up participatory methods can be applied in developing communities for the development of customized health insurance products, allowing even illiterate and inexperienced individuals to manifest their preferences for health insurance plans. This scheme is particularly developed around Self-Help Groups (SHGs), a well-established informal microcredit system involving women from developing communities. Next to community-based health insurance schemes, the role of commercial insurers in creating an inclusive insurance system for the low-income groups in India will be evaluated, given the growing relevance these actors are gaining within micro insurance activities.

Item Type: Thesis (PhD thesis)
CreatorsEmailORCIDORCID Put Code
Schmidt, Martamarta_quintussi@hotmail.comUNSPECIFIEDUNSPECIFIED
URN: urn:nbn:de:hbz:38-59594
Date: 2014
Language: English
Faculty: Faculty of Management, Economy and Social Sciences
Divisions: Faculty of Management, Economics and Social Sciences > Social Sciences > Multidisciplinary Social Sciences > Social Policy and Cooperative System > Department of Cooperative System
Subjects: Economics
Uncontrolled Keywords:
health insuranceUNSPECIFIED
micro insuranceUNSPECIFIED
inclusive insurance systemsUNSPECIFIED
developing communitiesUNSPECIFIED
Date of oral exam: 8 January 2015
NameAcademic Title
Rösner, Hans JürgenProf. Dr. Emeritus
Refereed: Yes


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